AUTOMOBILE INSURANCE

SCEDULE 1:
*$2,000 per month X 5=$10,000
  *$10,000 @ 0.03=$4 million
  *TOTAL:$8 million
SCHEDULE 2:
*$2,000 per month X 5=$$10,000
  *$120,000 per year X 4=$480,000
  *$480,000 X 75 years=$36 million